We've been funding and believing in Southern Tier small businesses since 1980.

Backed by Federal, State, and local funding, we offer microloans up to $15,000, gap financing up to $500,000 when a deal can't quite close at the bank, and free guidance from a dedicated business advisor.

Strong local businesses make strong communities. That's the whole idea, and it's why we've spent over 40 years helping the Southern Tier stay a place where people want to live, work, and visit.